Adams, Jenkins & Cheatham CPAs

Assessing and managing risk are the hallmarks of a successful loan portfolio.

Our expert team of CPAs is experienced in performing thorough collateral evaluations, ensuring that your institution’s lending practices are secure and compliant with regulatory standards. We provide independent, detailed examinations of collateral to verify its value, adequacy, and conformity with loan agreements. By conducting these assessments, we help you identify potential risks, safeguard assets, and maintain a strong, reliable lending portfolio. Our approach is designed to enhance the integrity of your financial institution’s lending process and provide the necessary assurance to protect both your business and your clients.

Our Bank Collateral Examination Services Include:

  • Collateral Valuation and Verification (Real Estate, Equipment, Inventory, Accounts Receivable, etc.)
  • Loan Portfolio Review and Risk Assessment
  • Compliance with Regulatory Requirements (e.g., FDIC, OCC, and state banking regulations)
  • Evaluation of Collateral Adequacy and Loan-to-Value Ratios
  • Identification of Potential Red Flags and Risk Factors
  • Reporting and Recommendations for Collateral Management
  • Ongoing Monitoring and Auditing Support

With our meticulous attention to detail and commitment to upholding industry best practices, we ensure your bank’s collateral is accurately assessed and properly safeguarded. Contact us today to discuss how our bank collateral examination services can help you mitigate risk and maintain strong financial controls.

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